# RetireSmart Privacy Policy

 

**Last Updated: December 13, 2025**

 

## Introduction

 

RetireSmart ("we," "our," or "the app") is committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our retirement planning application.

 

## Information We Collect

 

RetireSmart does NOT collect, transmit, or store any personal information on external servers. All data you enter into the app is stored locally on your device.

 

### Data Stored Locally on Your Device:

 

- Financial planning inputs (savings amounts, growth rates, etc.)

- Budget categories and monthly expenses

- Retirement scenario configurations

- Calculation results and projections

 

## How We Use Your Information

 

All data entered into RetireSmart:

- Remains on your device

- Is used solely to perform retirement calculations and generate visualizations

- Is never transmitted to our servers or any third parties

- Is never shared with advertisers or other companies

 

## Data Storage and Security

 

- **Local Storage Only**: All your financial data is stored exclusively on your device using iOS standard secure storage (UserDefaults)

- **No Cloud Sync**: We do not sync your data to the cloud

- **No Analytics**: We do not collect usage analytics or tracking data

- **No Advertising**: We do not use advertising networks that track user behavior

 

## Data Export

 

RetireSmart allows you to export your calculation results to CSV format. When you use the export feature:

- The CSV file is created locally on your device

- You control where and how the file is saved or shared

- We do not receive or store any exported data

 

## Data Deletion

 

You can delete all app data at any time by:

1. Uninstalling the RetireSmart app from your device, OR

2. Deleting the app data through iOS Settings

 

## Children's Privacy

 

RetireSmart is not directed to children under the age of 13. We do not knowingly collect information from children under 13.

 

## Changes to This Privacy Policy

 

We may update this Privacy Policy from time to time. Any changes will be posted within the app and on our website. Your continued use of RetireSmart after changes are posted constitutes acceptance of the updated policy.

 

## Third-Party Services

 

RetireSmart does not integrate with any third-party services, analytics platforms, or advertising networks.

 

## Your Rights

 

Since all data is stored locally on your device and we do not collect any information:

- You have complete control over your data

- You can delete your data at any time

- Your data is never accessible to us or any third parties

 

## Contact Us

 

If you have any questions about this Privacy Policy or RetireSmart's privacy practices, please get in touch with us at:

 

**Email**: admin@adanatech.com

 

**Website**: https://adanatech.com

 

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